Jiwapatriot.com - BUKAN film fiksi sinetron. Cerita ini kisah nyata. Seorang prajurit TNI mestinya sedang bersenang-senang dengan istri yang baru seminggu dinikahinya. Tapi ada daya, tugas wajib menjaga perbatasan negara memanggilnya, sehingga berpisah berbulan-bulan dari keluarga.
Hal ini dialami Sersan Kepala M Asdar, personel TNI di Pos Long Bulan, Kabupaten Malinau, Kalimantan Utara. Lulusan akademi perawat di Manado, Sulawesi Utara ini, menikah seminggu sebelum pratugas selanjutnya berangkat menumpang kapal laut dari Sulawesi ke Tarakan, Kalimantan Utara, akhir Maret 2016.
“Seminggu menikah, saya langsung tugas,” ujar Asdar saat berbincang dengan surat kabar Tribun Kaltim/TribunKaltim.co, di pos Long Bulan yang menyertai kunjungan kerja Pangdam VI/Mulawarman Mayjen TNI Johny L Tobing ke perbatasan, pekan lalu.
Asdar dan rekan-rekan dari Batalyon 713/Satyatama, Gorontalo, akan berpisah dari keluarga untuk waktu sembilan bulan. Sejak itu, hingga hampir lima bulan, dia tidak pernah bertatap muka, apalagi bersentuhan dengan istri. Mendengar suara paun tidak bisa, karena keterisolasian Long Bulan
“Kami hanya bisa berkomunikasi lewat surat. Saat dorlog (pendorongan logistik, red), heli datang sekali sebulan, saya tulis surat ke istri. Nanti istri kirim surat juga,” ujarnya.
Melalui komunikasi surat-menyurat itulah, Asdar mengetahui, istrinya belum dikarunia buah hati. “Istri belum hamil. Jadi bikin anak saja tidak sempat. Inilah risiko prajurit. Tapi Saya tulus iklhas dan bangga menjaga kedaulatan negara, garda terdepan di perbatasan,” uajr Asdar.
Hal mirip-mirp dialami Letda Infantri Rizal, Komandan Pos. Menurutnya, selama lima bulan, tidak pernah berkomunikasi dengan istri dan dua anaknya. Istrinya seorang anggota polisi bertugas di Rumah Sakit Bhayangkara, Makassar, Sulsel. Mereka telah dikarunia dua anak. Anak sulung kelas 1 SMP dan anak bungsu masih SD.
Ia merasakan kesedihan luar biasa, ketika berpisah dan tidak dapat merayakan Idul Fitri April lalu. “Sedih, tapi saya harus kuat. Anak-anak juga begitu,” ujar Rizal.
Sebagai pengobat rindu, Rizal rutin memperdengarkan suara dan wajah anak-anak dan istri yang direkam melalui video telepon selulernya. Prajurit memang dapat menggunakan telepon seluler, untuk melihat vidoe, foto dan game, walau tanpa sinyal. Mereka menge-charge ponsel menggunakan tenaga surnya (solar cell) yang ditampung ke baterai.
“Kesan saya selama di ini, dengan tertutupnya akses transportasi maupun komunikasi, saya merasa selama orang yang besarma saya, baik kelaurga maupun kawan-kawan, begitu tingginya nilai mereka. Saya sekarang merasa kehilangan, ternyata begitu tingginya nilai mereka. Jadi pesan saya, keluarga jangan disia-siakan,” kata dia.
Rizal menandaskan, “Menjaga perbatasan di daerah terpencil bukan sebagai saja tugas, tetapi kami jadikan sebagai tempat menyucikan hati dan batin, mendekatkan diri kepada Tuhan Yang Maha Kuasa.”
Komandan Pos Bahsiuk, Desa Long Pupung, Kabupaten Nunukan, Kaltara pun mengalami satu momentum penting yakni saat istrinya melahirkan di Palu, Sulawesi Tengah.
“Istriku melahirkan anak ketiga, 28 Maret lalu. Saat anak bungsu lahir, kapal kami pas sandar di Tarakan. Sampai sekarag belum lihat,” ujar Anwar.
Namun Anwar masih bersyukur. Dia bisa turun ke Long Layu, kota kecamatan, perjalanan dua hari. Saat ke ‘kota, dia bsia mendapatkan sinyal telepon seluler dan berkomunikasi dengan anak-istri.
“Syukurlah, tangis anak saya, sudah saya dengar melalui telepon,” kata Anwar.
Sumber : kaltim.tribunnews
5 Consequences of Driving without Car Insurance
Do you own a car? Great! Does your car also have a valid motor insurance cover on it?
Owning a car, while earlier classified as being a luxury, has now moved down to being a comfort. In fact, in metros, a car has almost become a necessity due to long-distance commutes. More and more of us are, therefore, buying a car. But are we also buying the mandatory car insurance policy?
Every car which is to ply on Indian roads should have a valid car insurance cover, states the Motor Vehicles Act, 1988. When you buy a new car, the choice of buying an insurance policy is, thankfully, taken out of your hands. The on-road price of the car is inclusive of the insurance premium for your car insurance policy. The problems arise when the policy expires after a year. Car insurance plans are usually issued for one year after which they should be renewed. If you do not renew it, you are driving a car without car insurance. If numbers are any indication, a study by New India Assurance revealed that about 70% of vehicles on Indian roads are without insurance. Is your car one among them?
If yes, beware. Here are 5 consequences if you drive your car without having a valid Car Insurance policy:
Be prepared to pay heavy fines
Earlier, the Motor Vehicles Act, 1988 governed the road safety and traffic rules. Recently, the Government passed the Road Transport and Safety Bill 2014 to replace the Motor Vehicles Act, 1988. Among other changes, the Bill penalizes you heavily if you are caught driving without having a valid insurance cover. As per the amendments, you would have to part with a whopping Rs.25, 000 for a light motor vehicles or Rs.75, 000 for other motor vehicles as a fine for driving without insurance. A huge fine, isn’t it?
Pay losses for damages caused to third party or property
In an accident, if you unintentionally harm any person or surrounding property, you are liable to pay the loss incurred. This is called third party liability. Your car insurance mandatorily covers this third party liability and spares you the loss incurred. In the absence of a valid insurance cover, you would have to bear the losses incurred. If the person dies, your liability would be very high.
Read more Is third party car worth buying?
Pay losses for own damage
While you have to compulsorily pay losses caused to a third party, what about your losses. In an accident even your vehicle suffers damage. The costs of repairs for such damage are borne by your comprehensive car insurance policy. Without insurance, the onus of paying for the repairs is on you. With the high cost associated with the repairs of your car, a financial strain is inevitable.
Read more about All you need to know about car insurance
Face legal complications
Besides the financial loss suffered in an accident which causes damage to a third party and/or self, you would also be entangled in legal complications if your car is found without a valid insurance cover. You would be penalized, get a challan and might even be imprisoned.
Loss of No Claim Bonus
If your car insurance expires and you do not renew it, besides the penalties and fines, you also lose the No Claim Bonus which you accumulated in your existing policy. Car insurance plans allow a discount in subsequent year’s premiums if there is no claim in any current year. This discount increases every year and saves your premium outgo. If you let your car insurance policy lapse, you lose the accumulated NCB and end up paying a higher premium when the policy is consequently renewed.
A car insurance policy is legally mandatory and not having one results in serious consequences (as mentioned above). While a third party liability cover is mandatory, a comprehensive policy is better. The former pays only for the damages caused to any third party but the latter also covers damages incurred by you and your car. The premium for a comprehensive policy is slightly higher because of higher coverage. For instance, the premium payable for a Maruti Ritz car registered in 2012 having a capacity of 1197cc would have a third party premium of Rs.2237 and a comprehensive premium of Rs.4200 (approximately). With a slight increase in the premium you can avail a higher coverage option which covers for your damages too. Since car repairs are expensive, a comprehensive policy makes more sense even if the premiums are a little high. So do not fall a victim to these consequences and buy an insurance policy for your car today.
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