Bukanlah rahasia lagi bahwa Datasemen Jala Mengkara Tentara Nasional Indonesia Angkatan Laut (Denjaka TNI AL) adalah prajurit yang memiliki kemampuan tidak biasa.
Sebagai satuan antiteror terutama menjaga wilayah perairan Indonesia kekuatan satu prajurit Denjaka digadang-gadang setara dengan 120 orang TNI biasa.
Lalu apa rahasia dari kekuatan Denjaka TNI AL? Tentu saja karena latihan yang bisa dibilang gila-gilaan. Salah satu latihan dari Denjaka TNI AL yang paling bikin menganga adalah ketika prajurit Denjaka dilepaskan di laut dengan tangan dan kaki terikat. Ya, berkat latihan yang luar biasa para prajurit Denjaka pun berhasil meloloskan diri dari ikatan tersebut.
Tak cuma itu latihan Denjaka yang bikin takjub banyak orang. Ada satu lagi latihan yang bikin kamu semua melongo, yakni prajurit Denjaka dilepas di hutan berminggu-minggu dan mereka mampu bertahan hidup. Mungkin terlihat sangat biasa, tapi kamu harus tahu bahwa para prajurit Denjaka tersebut tidak dibekali dengan peralatan ataupun makanan, mereka hanya membawa garam. Keren, kan?
Berkat latihan yang luar biasa tak heran jika Denjaka TNI AL banjir pujian saat latihan bersama Asean Defence Ministers Meeting-Plus Maritime Security dan Counter Terorrism Exercise 2016 (ADMM-Plus On MS and CT Exercise 2016) di Brunei Darusalam dan Singapura.
Baca Juga :
Dinas Penerangan Armada Timur (Dispenarmatim) dalam siaran persnya menjelaskan jika Sultan Brunei Darussalam, Sultan Hassanal Bolkiah, beserta Sekjen Kemhan RI, Laksamana Madya Widodo, dan perwakilan delegasi dari masing-masing negara peserta ADMM-Plus On MS and CT Exercise 2016, merasa kagum dengan kemampuan penanggulangan tim Denjaka TNI AL, yang bergabung dengan Pasukan Khusus Angkatan Laut Rusia, saat menyaksikan jalannya latihan counter terrorist.
Sumber : Brilo.net
5 Consequences of Driving without Car Insurance
Do you own a car? Great! Does your car also have a valid motor insurance cover on it?
Owning a car, while earlier classified as being a luxury, has now moved down to being a comfort. In fact, in metros, a car has almost become a necessity due to long-distance commutes. More and more of us are, therefore, buying a car. But are we also buying the mandatory car insurance policy?
Every car which is to ply on Indian roads should have a valid car insurance cover, states the Motor Vehicles Act, 1988. When you buy a new car, the choice of buying an insurance policy is, thankfully, taken out of your hands. The on-road price of the car is inclusive of the insurance premium for your car insurance policy. The problems arise when the policy expires after a year. Car insurance plans are usually issued for one year after which they should be renewed. If you do not renew it, you are driving a car without car insurance. If numbers are any indication, a study by New India Assurance revealed that about 70% of vehicles on Indian roads are without insurance. Is your car one among them?
If yes, beware. Here are 5 consequences if you drive your car without having a valid Car Insurance policy:
Be prepared to pay heavy fines
Earlier, the Motor Vehicles Act, 1988 governed the road safety and traffic rules. Recently, the Government passed the Road Transport and Safety Bill 2014 to replace the Motor Vehicles Act, 1988. Among other changes, the Bill penalizes you heavily if you are caught driving without having a valid insurance cover. As per the amendments, you would have to part with a whopping Rs.25, 000 for a light motor vehicles or Rs.75, 000 for other motor vehicles as a fine for driving without insurance. A huge fine, isn’t it?
Pay losses for damages caused to third party or property
In an accident, if you unintentionally harm any person or surrounding property, you are liable to pay the loss incurred. This is called third party liability. Your car insurance mandatorily covers this third party liability and spares you the loss incurred. In the absence of a valid insurance cover, you would have to bear the losses incurred. If the person dies, your liability would be very high.
Read more Is third party car worth buying?
Pay losses for own damage
While you have to compulsorily pay losses caused to a third party, what about your losses. In an accident even your vehicle suffers damage. The costs of repairs for such damage are borne by your comprehensive car insurance policy. Without insurance, the onus of paying for the repairs is on you. With the high cost associated with the repairs of your car, a financial strain is inevitable.
Read more about All you need to know about car insurance
Face legal complications
Besides the financial loss suffered in an accident which causes damage to a third party and/or self, you would also be entangled in legal complications if your car is found without a valid insurance cover. You would be penalized, get a challan and might even be imprisoned.
Loss of No Claim Bonus
If your car insurance expires and you do not renew it, besides the penalties and fines, you also lose the No Claim Bonus which you accumulated in your existing policy. Car insurance plans allow a discount in subsequent year’s premiums if there is no claim in any current year. This discount increases every year and saves your premium outgo. If you let your car insurance policy lapse, you lose the accumulated NCB and end up paying a higher premium when the policy is consequently renewed.
A car insurance policy is legally mandatory and not having one results in serious consequences (as mentioned above). While a third party liability cover is mandatory, a comprehensive policy is better. The former pays only for the damages caused to any third party but the latter also covers damages incurred by you and your car. The premium for a comprehensive policy is slightly higher because of higher coverage. For instance, the premium payable for a Maruti Ritz car registered in 2012 having a capacity of 1197cc would have a third party premium of Rs.2237 and a comprehensive premium of Rs.4200 (approximately). With a slight increase in the premium you can avail a higher coverage option which covers for your damages too. Since car repairs are expensive, a comprehensive policy makes more sense even if the premiums are a little high. So do not fall a victim to these consequences and buy an insurance policy for your car today.
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